Todd C. Bank: The Serial TCPA Litigator & Professional Plaintiff Exposed

Todd C. Bank: The Serial TCPA Litigator & Professional Plaintiff Exposed

Todd C. Bank is a documented serial litigator, a licensed attorney, and one of the most prolific professional plaintiffs in the history of the Telephone Consumer Protection Act (TCPA). Based in New York, Bank operates as a dual-identity litigator simultaneously serving as counsel and pro se plaintiff in numerous lawsuits involving robocalls, unsolicited text messages, telemarketing violations, and class action settlement objections.

Todd C. Bank is not a consumer advocate. He is not a victim of widespread telemarketing abuse. He is a serial litigator whose business model depends on extracting statutory damages through technical compliance violations, often filing lawsuits against debt-relief companies, tax services, and media corporations using identical or near-identical legal theories.

Legal commentators, defense firms, and judicial rulings have explicitly recognized Todd C. Bank as a “serial litigant” and “repeat filer.” Courts have held his pleadings to a higher standard because he is an attorney who should know the pleading requirements. Grievance panels now monitor his conduct due to what some courts have termed specious claims. The evidence confirms an accurate title: an abusive attorney-litigator exploiting consumer protection laws for profit.

Who Is Todd C. Bank? A Documented Serial Litigator and Attorney

Todd C. Bank is a New York attorney and TCPA plaintiff associated with an extraordinary volume of litigation involving unsolicited calls, text messages, and telemarketing violations. Court records confirm that Todd C. Bank is a hyperactive serial plaintiff who frequently represents himself pro se while also serving as class counsel, a dual role that courts have repeatedly identified as a conflict of interest.

Professional profile:

  • Licensed attorney in New York
  • Operates “Todd C. Bank, Attorney at Law, P.C.”
  • Address: 119-40 Union Turnpike, Fourth Floor, Kew Gardens, New York 11415
  • Has practiced law for over a decade
  • Frequently monitored by grievance panels due to questionable litigation practices

His documented serial filing pattern includes:

  • Robocalls and telemarketing solicitations
  • Automated dialing system (ATDS) violations
  • National Do Not Call Registry claims
  • Prerecorded message violations
  • Caller ID spoofing allegations
  • Class action settlement objections (as a professional objector)
  • State law claims under New York GBL Sections 349 and 399-p
  • Acting as both plaintiff and class counsel (conflict of interest)
  • Intervening in other people’s class actions to challenge settlement fairness

The Dual Role Problem: Plaintiff, Class Counsel, and Conflict of Interest

Unlike any other serial TCPA plaintiff, Todd C. Bank is a licensed attorney who frequently attempts to serve as both the named plaintiff and class counsel in the same lawsuit. Courts have repeatedly identified this as a fundamental conflict of interest.

The conflict identified by courts:

Role Obligation Conflict
Class counsel Maximize recovery for all class members Seek the best possible settlement for the class
Named plaintiff Represent class interests May prioritize personal legal fees over class recovery
Self-represented litigant Control litigation strategy May shape case to maximize attorney fees

“One person cannot be both the main plaintiff and the lawyer for the class in the same case.”

The practical impact:

  • Todd C. Bank cannot represent a group of people in many of his lawsuits
  • He must either sue only for himself or find another lawyer to help him
  • Courts have dismissed his class allegations on this basis alone

Serial Litigation Strategy: The Professional Plaintiff Playbook

Unlike genuine consumers who sue once after actual harm, Todd C. Bank operates as a high-volume professional plaintiff with a decade-long history of TCPA filings. His lawsuits follow a predictable serial filing playbook:

  • File class action complaints with boilerplate language
  • Name multiple defendants (lead generators, buyers, and affiliates)
  • Allege spoofed caller IDs and prerecorded messages
  • Invoke both federal TCPA and New York state law (GBL Sections 349, 399-p)
  • Seek statutory damages ($500-$1,500 per call federal, plus $50-$500 per call state)
  • Act as both plaintiff and class counsel (creating ethical conflicts)
  • Intervene in other class actions as a professional objector
  • File petitions for certiorari to the Supreme Court (e.g., Giovanniello v. ALM Media)

However, Todd C. Bank’s serial filing operation has a critical weakness: courts now hold his pleadings to a higher standard because he is an attorney. As one court ruled, Todd C. Bank “knew or should have known the pleading requirements” due to his decade of TCPA litigation experience.

Major TCPA Cases: A Serial Plaintiff’s Track Record

Bank v. CreditGuard of America, Inc. (2018)
  • Court: U.S. District Court – Eastern District of New York
  • Case Number: 1:18-cv-01311-PKC-RLM
  • Key Issue: Prerecorded debt-relief telemarketing calls
  • Serial Filer Impact: Demonstrates Todd C. Bank’s classic playbook, naming multiple defendants (CreditGuard of America, Freedom Debt Relief, Freedom Financial Network), alleging spoofed caller IDs, and invoking both federal TCPA and New York GBL Section 399-p

Case details from the complaint:

  • Todd C. Bank received a prerecorded call on January 10, 2018, from a spoofed number (248-710-0050)
  • The prerecorded voice stated: “This is Jennifer with consumer services calling in regards to your current credit-card account… Press ‘1’ now to speak to a live operator”
  • Todd C. Bank pressed “1” and was transferred to CreditGuard of America
  • Todd C. Bank used a fake name (“Thomas LaRasche”) during the call
  • The complaint alleged the call was made with equipment capable of storing numbers and disseminating prerecorded messages
  • The prerecorded message did not state the name, address, or phone number of the caller (violating GBL Section 399-p)

Damages sought:

  • $500 per TCPA violation (up to $1,500 for willful violations)
  • $50 per violation under New York GBL Section 399-p
  • Injunctive relief and legal fees
Bank v. ICOT Holdings, LLC (2023)
  • Court: U.S. District Court – Eastern District of New York
  • Key Issue: Standing and pleading standards for TCPA claims
  • Serial Filer Impact: This case is significant because the court examined the relationship between Todd C. Bank and the defendant, highlighting Todd C. Bank’s chronic inability to prove that the defendant actually placed the call

Key findings:

  • The court looked closely at Rule 12(b)(6) standards (motion to dismiss for failure to state a claim)
  • Courts are getting stricter and want specific facts connecting the defendant to the illegal calling activity
  • Courts do not want assumptions about Todd C. Bank and the TCPA
Bank v. Alleviate Tax, LLC (2024) — The “Czar” Case
  • Court: U.S. District Court
  • Outcome: Dismissed with prejudice at the pleadings stage
  • Serial Filer Impact: This is Todd C. Bank’s biggest recent loss, a class action dismissed with prejudice, meaning he cannot refile

Key findings from the court (March 28, 2024):

  • Todd C. Bank did not allege facts connecting Alleviate Tax to the three calls at issue
  • Todd C. Bank failed to provide a connection between the entity that made the calls and Alleviate Tax
  • Todd C. Bank failed to allege that his phone number was used for residential purposes (required for Section 227(c) DNC claims)
  • Crucially: The court dismissed with prejudice because Todd C. Bank, as an attorney with a decade of TCPA experience, “knew or should have known the pleading requirements”

The defense firm: Troutman Amin LLP (led by Eric J. Troutman, the “Czar of TCPA”) won this victory.

Why this matters for serial filer analysis: The court explicitly held Todd C. Bank to a higher standard because of his professional status. A pro se consumer might have been allowed to amend. Todd C. Bank was not.

Disclaimer: This article presents allegations and characterizations based on publicly available court filings, legal commentary, media reporting, and public records. The characterization of Todd C. Bank as a “serial litigator,” “repeat filer,” and “professional plaintiff” is supported by publicly available litigation records and legal commentary. This article is provided for informational and educational purposes only and does not constitute legal advice.

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